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Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

  • 12 month deferred with $299 min purchase
  • To qualify, purchase must include a bicycle.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

On purchases of $299 or more with your Freedom To Ride credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required.

* Offer applies only to single-receipt qualifying purchases.  No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months.  If you do not, interest will be charged on the promo purchase from the purchase date.  Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.  For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.